USAA Insurance Lawsuit Attorneys

When individuals suffers from personal injuries, and they are covered by an insurance provider, they can seek monetary compensation for their damages through said insurance provider. This compensation is intended to cover damages like past and future medical expenses, any loss of wages, the loss of potential future wages, pain, and suffering, and any emotional distress caused by the incident. However, in some occasions, insurance providers only provide partial coverage for the damages experienced. When this is the case, the policyholder is left without the potential to pursue full compensation. Thankfully, victims who have been mistreated by their insurance provider can seek the right to access further compensation through the filing of a lawsuit. In this article, the insurance provider in question is United Services Automobile Association Insurance or USAA. Having a skilled attorney with expertise in USAA injury lawsuits on your side can mean the difference between filing a successful personal injury insurance claim lawsuit and having your case dismissed from court. At Normandie Law Firm, one of the top law groups in Los Angeles, our accomplished attorneys experienced in USAA insurance cases can guide you through the process of building your case, filing your claim, and earning the compensation that you deserve for your damages. If you have any questions after reading this article, please feel free to contact our offices for a free consultation by one of our experienced lawyers.

United Services Automobile Association: The Company
The United Services Automobile Association or USAA is a Texas-based Fortune 500 financial services group that provides comprehensive insurance coverage for its policyholders. USAA was founded in 1922, when 25 Army Officers in San Antonio Texas, decided to insure each other’s vehicles. Today, that tiny organization has gone on to serve millions of members and has become one of the only fully integrated financial services organizations in America. To become a member of USAA one of the following lines must relate to you:

  • You are an active, retired, honorably separated officer, or enlisted personnel of the U.S military
  • You are an officer candidate in commissioning programs such as the Academy, ROTC, OCS, or OTS.
  • You are an adult child of a USAA member
  • You are a widow, widower, or former spouse of members who has established USAA membership while married.

To put it simply, to become a USAA policyholder you must either be now or in the past a member of the U.S military; or you had to have a familial bond with a USAA member. While the company began by insuring automobile owners, USAA, also provides the following insurance plans for members:

  • Auto Insurance
  • Renters Insurance
  • Homeowner Insurance
  • Rental Property Insurance
  • Valuable Personal Property Insurance
  • Home & Property Insurance
  • Flood Insurance
  • Life Insurance
  • Annuities
  • Umbrella Insurance
  • Motorcycle, RV & Boat Insurance
  • Small Business Insurance

These coverage plans can protect policyholders from some true life-threatening and damaging experiences. Some of these accidents can include:

  • Auto Accidents
  • Bicycle Accidents
  • Boating Accidents
  • Dog Bites
  • Dog Attacks
  • Motorcycle Accidents
  • Pedestrian Accidents
  • SUV rollover accidents
  • Slip and Fall Accidents
  • Truck Accidents
  • Wrongful Death Accidents

While it may seem as though USAA provides a broad range of coverage plans for their policyholders, there is no guarantee whether or not they will fully compensate them in the event of an accident. Like many other insurance companies, those who never have to file a claim, typically report being satisfied with their coverage plans, while those who do file claims often complain about not receiving adequate compensation for their damages. Fortunately, there is a viable option for those hoping to seek more in their settlement payouts. Through the pursuit of a personal injury insurance claims lawsuit, victims, who feel as though they have been mistreated by a USAA insurance settlement policy, can seek an adequate compensation. However, it is important to note that like all lawsuits, the process of seeking further compensation is never easy. For that reason, it is in your best interest to understand the different nuances involved with filing a lawsuit. An expert lawyer with experience handling USAA insurance claims can give additional information.

USAA Auto Accidents
According to some reports, approximately 1.3 million people die every year as a result of road accidents, and an additional 20-50 million people are left injured or disabled due to their damages. These statistics are a clear example that auto accidents are both frequent and incredibly damaging to those unfortunate enough to experience them. On top of the physical traumas experienced, there is also the added pressure of the financial expenditures bound to arise after receiving treatment for auto accident related injuries. This is why it is incredibly important that victims receive a full settlement payout by their USAA auto insurance claims. Some common injuries a victim can suffer from an auto accident are bulleted below:

  • Brain Injuries (Traumatic Brain Injuries or TBIs)
  • Other Head Injuries
  • Neck and Back Injuries
  • Chest Injuries
  • Diaphragm Rupture
  • Pelvis/Abdominal Injuries
  • Leg and Knee Injuries
  • Foot Injuries

These are just a few of the injuries that one can suffer from a car accident. While the damages can be relatively minor, they can also cause truly severe conditions like spinal cord or brain damage. The hospitalization needed to recover from these damages can be incredibly expensive. This is why being left with a decreased insurance claim settlement after an auto accident can be extremely devastating to those who are forced to receive them. Thankfully, these victims can seek more suitable compensation through a USAA auto accident insurance claim lawsuit.

However, successful auto accident lawsuits can be challenging to accomplish, as proving fault can be somewhat complicated depending on some factors. Determining who is at fault for an auto accident ‘s hard to generalize as the laws involved vary from state to state. In all cases, it is important that victims collect all the evidence possible immediately after the accident. This evidence can take the form of photographs, eyewitness testimonies, or police reports. In these lawsuits, the fault doesn’t have to be proven beyond ‘any reasonable doubt.’ To put it simply, the level of proof needed to win the case is relatively low, so allegations of fault don’t have to be indisputable. It is also crucial to be aware of the statute of limitations that govern your particular case. The statute of limitations is essentially the deadline which a victim can bring their case to court. In the state of California, most auto accident lawsuits need to be brought to court within two years of the date of the accident. Although, as mentioned prior, these laws vary from state to state, so it is in your best interest to seek the guidance of a qualified attorney who has experience in USAA insurance cases before pursuing your suit.

USAA Truck Accidents
Truck accidents can inflict damaging, and even life-threatening injuries upon an individual, especially when stacked up against the potential damage of an accident involving two personal-use vehicles. In most cases, a fully loaded commercial truck can outweigh an ordinary car by 20 times. This vast difference in weight and size can cause accidents that are far more likely to result in severe injuries. Commercial trucks can include smaller six-wheeled rigs, as well as freight sized eighteen wheeled trucks. Bulleted below are some of the injuries a victim can endure as a result of a commercial truck accident:

  • Back and Neck Injuries
  • Broken Bones
  • Head Injuries
  • Internal Injuries
  • Lacerations
  • Rib and Torso Injuries
  • Seat Belt Injuries
  • Spinal Cord Injuries and Paralysis

In most cases, when individuals suffer from the damages of a truck accident, they can then file an insurance claim through the insurance company that provides coverage for the driver at fault. However, there is a chance that the insurance company, like USAA, would only provide you and your loved ones with a minimal settlement. Sometimes this minimal settlement is n’t enough to cover all of the damages suffered. When this occurs, you have every right to file a personal injury insurance claim lawsuit against the company that owned and operated the truck responsible for the accident. This means that any compensation received would come from the truck owner’s insurance provider. This is why it is in your best interest to seek out the assistance of a lawyer experienced in USAA insurance cases, as navigating the legal nuances of a lawsuit can be incredibly challenging on your own.

USAA Motorcycle Accidents
Accidents involving motorcycles can result in devastating injuries for both the drivers and riders onboard. Unlike personal cars and trucks, the occupants of motorcycles are completely exposed to the full force of a collision. According to the US National Highway Traffic Safety Administration or NHTSA, out of every 100,000 registered motorcycles, 72 get into serious accidents. Taking this account, as well as the sure number of people who use motorcycles as a primary form of transportation, the odds are fairly high that a significant number of motorcycle operators and riders are going to experience injury at some point. When an insured motorcycle is involved in an accident, the insurance company belonging to the driver deemed at fault is in most cases held liable for the damages inflicted. Like all accidents that involve automobiles, the process of determining who is at-fault can vary from state to state. To better understand the rules and regulations that govern your particular case, it is highly recommended that you seek out the assistance of a qualified motorcycle accident insurance claim attorney.

USAA Slip and Fall Accidents
Slip and fall accidents can occur when you least expect them, as they can happen anywhere at anytime. The injuries that they can inflict can range from minor bumps and bruises to debilitating damages that can leave a victim with a lifetime of poor conditions. When a slip and fall accident occurs at the property of a USAA policyholder or to a policyholder, typically they can expect to receive some form of compensation for their damages. In some cases, insurance companies like USAA may offer a settlement that doesn’t adequately compensate for all the damages that a victim has endured. When this occurs, the victim has every right to seek adequate legal assistance to fight the low settlement payout. Bulleted below are some of the common injuries that a victim can suffer as a result of a slip and fall accident:

  • Head Injuries: Head injuries can range from minor contusions (or brain bruising) to more severe traumatic brain injuries or TBIs. Some TBIs can cause ongoing seizures, mood changes, cognitive impairment and other debilitating symptoms. In most cases, head injuries require emergency room treatment, or hospitalization and in more severe cases can result in death.
  • Hip Fractures: Hip fractures often require surgery and extended hospitalization. In some more serious cases, surgery may be necessary to implant an artificial hip. Out of every five hip fracture patients, one of them dies due to their injuries
  • Back and Spinal Cord Injuries: Injury to the spinal cord can lead to permanent paralysis, temporary paralysis and other severe neurological and sensory impairments
  • Shoulder Injuries: slip (trip) and fall accidents can result in shoulder dislocations or more severe forms of shoulder injuries called brachial plexus injuries. The brachial plexus is a network of nerves that connect the shoulder, arm, and hand to the spinal cord. These injuries are often treated with surgery followed by extensive physical therapy
  • Sprains and Fractures: The force of slipping and falling can cause minor to severe bone injuries. In some cases, the impact of the ground could cause minor sprains, in others; it could cause debilitating bone breakage that may result in temporary disability. Some of the common fractures that victims suffer include hip, spine, forearm, leg, ankle, pelvis, upper arm and hand.

While slip and fall accidents can result in minor injuries that can be treated at home, sometimes they can cause truly devastating conditions that require extensive hospitalization. As mentioned many times prior, these treatments can be incredibly expensive, and in some cases, they can leave victims with a heavy financial burden that is bound to hinder a full and proper recovery. When a victim receives a decreased USAA injury insurance claim settlement, they are often left with no other choice other than to seek legal action against their insurance provider. However, like all lawsuits, it is incredibly important that you seek qualified and experienced legal representation to help you pursue your lawsuit so that you can receive all the compensation needed to make a full recovery.

How Normandie Law Firm Can Help
Having an experienced attorney on your side can mean the difference between filing a claim for compensation against Farmers, and having your case dismissed from court entirely. If you file a claim with our law firm you could find some, if not all of the following damages compensable:

  • Past & Future Medical Expenses
  • A Loss of Wages
  • Potential Loss of Future Wages
  • Pain and Suffering
  • Emotional Distress (anxiety, depression, PTSD, etc..)
  • Punitive Damages

At the top-rated Normandie Law Firm, our attorneys are experienced in getting our clients the full compensation for the damages that they have suffered. While our attorneys are based out of Los Angeles, we also practice in San Jose, Oakland, San Francisco, Sacramento, Fresno, San Diego, Orange County, Stockton, Bakersfield, and throughout the entire state of California. As a show this commitment to you and your case we offer our clients the benefits of a zero fee guarantee policy. Under our zero fee policy, all clients don’t pay for our services until their case is won. If you feel in need of a second opinion, second opinion case reviews are also free under this policy. Call now for a free consultation by one of our skilled attorneys, and we can guide you down the path of receiving proper compensation for your damages.

FREE CONSULTATION AVAILABLE: As a show this commitment to you and your case we offer our clients the benefits of a zero fee guarantee policy. Under our zero fee policy, all clients don’t pay for our services until their case is won. If you feel in need of a second opinion, second opinion case reviews are also free under this policy. Call now for a free consultation by one of our skilled attorneys, and we can guide you down the path of receiving proper compensation for your damages.

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