Insurance policyholders that get injured as a result of a qualifying accident will more than likely always receive some form of compensation from their insurance provider. This settlement amount typically covers damages like medical expenses, a loss of wages, pain, and suffering, and any loss of potential future wages. However, insurance companies do not always provide a compensation amount that will cover all the damages the policyholder has had to experience. For this reason, it is in your best interest to seek an expert attorney with expertise in insurance company injury lawsuits. This article will focus on the best negotiation tactics against the insurance company Progressive. At Normandie Law Firm our attorneys have plenty of experience in negotiating with companies like Progressive. Our experienced lawyers can help you avoid lowball offers made by Progressive insurance adjusters, and assist you in getting the compensation you deserve for your damages. If you have any questions after reading this article, please feel free to reach out to our top-rated law offices for a free consultation by one of our accomplished attorneys with experience in Progressive Insurance cases.
Progressive Insurance: The Company
The Progressive Insurance Group is considered one of the largest car insurance providers in the country. The company provides insurance for vehicles like motorcycles, boats, RVs, and other commercial vehicles. The group of insurance companies also provides home insurance through some subsect companies. Founded in 1937 in Mayfield Ohio, as the first drive-in claims office, Progressive has expanded not just across the United but internationally as well. Progressive currently provides the following coverage plans to its policyholders:
- Auto Insurance
- Motorcycle Insurance
- RV Insurance
- Travel Trailer Insurance
- Boating Insurance
- Classic Car Insurance
- Snowmobile Insurance
- ATV Insurance
- PWC Insurance
- Golf Cart Insurance
- Segway Insurance
- Homeowners Insurance
- Renters Insurance
- Condo Insurance
- Mobile Home Insurance
- Food Insurance
- Commercial Auto Insurance
- Pet Insurance
- Health Insurance
- Life Insurance
- Wedding & Event Insurance
- Travel Insurance
These insurance plans are intended to cover the multitude of damages that can arise from accidents, ranging from medical expenses to emotional distress. Listed below are some examples of accidents Progressive Insurance can cover:
- Auto Accidents
- Bicycle Accidents
- Boating Accidents
- Dog Bites
- Dog Attacks
- Motorcycle Accidents
- Pedestrian Accidents
- SUV rollover accidents
- Slip and Fall Accidents
- Truck Accidents
- Wrongful Death Accidents
While it may appear as though Progressive offers a multitude of coverage plans, it is still a business, and it has a tendency to act as such, meaning there is no guarantee that they will offer full compensation to their policyholders right away. The best way for policyholders to get the fair compensation amount owed to them is to seek representation from a lawyer with experience in fighting Progressive Insurance Company. A skilled lawyer experienced in Progressive Insurance cases can show you how to settle a suitable injury claim with Progressive Insurance. Whether you are hoping to receive proper compensation for your truck accident claim, have a motorcycle accident injury case, or are trying to file a car accident lawsuit, our top attorneys at Normandie Law Firm can assist you in negotiating for a fairer insurance claim for compensation.
How To Negotiate An Injury Settlement Claim with Progressive Insurance Company
A large number of Progressive Insurance policyholders often ask our attorneys a broad range of questions regarding how to negotiate with an insurance adjuster. Some of these frequently asked questions include:
- What is the best way to negotiate with an insurance claims adjuster?
- What are some tips to negotiate with an insurance company?
- Do Insurance Companies have my best interest in mind?
- How Can I negotiate an Injury Settlement Claim with Progressive Insurance
For starters, as mentioned prior these companies are businesses and they operate as such. While they may appear to be concerned for the injuries you or your loved ones have endured they are still businesses at the end of the day and will make an added effort to give you as little room as possible in receiving a suitable claim for compensation. Below are some useful tips to help you in negotiating with a Progressive Insurance adjuster:
- Communicate your settlement offer to your adjuster: Once you have understood the cost and scope of your losses, you should then use this information to arrive at a settlement amount that will adequately compensate you for your damages. This includes everything involved in your injuries, such as medical bills, ongoing treatment costs, pain and suffering, and a loss of wages. For instance, if you were involved in a car accident, when making your car accident settlement claim it is best to go beyond whether your vehicle was a total loss. Make an added effort to describe and calculate all the damages that were caused by accident.
- Expect the “back and forth,”: In almost all circumstances, your claim adjuster will likely reject your settlement offer at first. They will try and make a counteroffer that is far beneath your initial request for compensation. This tactic is common amongst insurance adjusters and is used to determine how much ‘fight’ you have in you, and whether the claim can be settled quickly. It is highly recommended that you ask your adjuster to justify the amount they are offering.
- Know what matters to your insurance adjuster: Even if your damages are quite extensive, insurance adjusters rarely care about your situation. They are most likely concerned about the financial status of Progressive; essentially how much money they are going to have to shell out to keep you satisfied. For this reason, it is, important to make your insurance adjuster aware of useful facts that would amount to Progressive paying a lot more money if they do not agree to your settlement amount. These facts can include things that would be useful in a trial setting, and also demonstrate that you are not going to settle your claim for much less than its worth.
With these helpful pieces of advice in mind and a skilled attorney with a lengthy history of dealing with Progressive Insurance, as well as other insurance providers, you can more than likely reach a proper compensation claim that will cover all of your damages. Unfortunately, insurance companies like Progressive don’t always act reasonably, and if you try and fight them on your own, you will more than likely end up with the short end of the stick, as they may give you an offer far below your actual needs. That is why it is in your best interest that you seek a skilled attorney who has experience in Progressive Insurance Company claims so that you can receive the compensation you deserve.
How Normandie Law Firm Can Help
Having the assistance of a qualified attorney experienced in handling Progressive Insurance claims and who is well-versed on the negotiating tactics of insurance companies can make the difference between receiving a sizeable claim for compensation and receiving a compensation amount far below your needs. At Normandie Law Firm, our attorneys have years of experience in negotiating not just with Progressive Insurance but insurance companies throughout the United States. Clients who file a claim with our law firm could find some if not all of the damages compensable in their case:
- Any and all medical expenses
- Loss of Income
- Loss of potential future income
- Emotional Damages (anxiety, depression, PTSD, etc…)
- Punitive Damages
Those looking for assistance in negotiating for a better claim from their insurance provider can contact our law offices where one of our skilled legal associates can guide you through the process. Our attorneys practice in San Diego, Orange County, Riverside, Bakersfield, San Francisco, Fresno, Sacramento and throughout the state of California.
Free Second Opinions
Some attorneys are lazy, and will sign you up to their firm but will disappear once your name is on the paper as they are busy signing up more cases. In these instances, their business is based more on volume and will attempt to sign up as many cases as possible. In turn, they will spend less time on cases resulting in severely reduced settlements. Our firm will not treat you like a number. We will be in communication with you throughout our lawsuit and will treat you like family. So if you already have an attorney don’t worry, we’ll give you a second review of your case 100% free of charge.
Zero Fee Guarantee-No Upfront Fees Ever
If you contact our law offices today, we can walk you through the complicated process of filing your claim completely free of charge. As a show this commitment to you and your case we offer our clients the benefits of a zero fee guarantee policy. Under our zero fee policy, all clients don’t pay for our services until their case is won. If you feel in need of a second opinion, second opinion case reviews are also free under this policy. Please, feel free to give us a call, and an experienced attorney can guide you down the path of receiving proper compensation for your damages.
