What Is The Average Value Of An Injury Claim from The Hartford?

The Hartford is an industry-leading company that provides different types of insurance to organizations located in California. They are a name brand that has been around for more than 210 years, and that longevity fosters a certain sense of trust and confidence from many clients and their customers. The coverage they offer their clients provides a feeling of security when it comes to being sued in a personal injury case. The Hartford specializes in resolving cases, such as personal injury lawsuits, by settling out of court. Before you make that choice, you should understand what The Hartford’s average value of claim actually is.

When someone suffers an injury stemming from an incident such as a slip and fall, trip and fall, auto accident, or even a dog bite, you should be concerned about how you will deal with the insurance company covering the incident. The first thing you should always keep in mind is that their primary responsibility is to take care of their client. You are not their client. That doesn’t mean they won’t be interested in helping you address your concerns or work hard to ensure you are satisfied with the outcome. Once you agree to take a settlement, their most critical task is complete: avoiding a lawsuit. It remains important that you consider the value of having the Normandie Law Firm ensure your offer is fair, your case has legal merit, and be able to compare the financial result of The Hartford Insurance settlement to what can be awarded from a lawsuit.

Your first call to Normandie Law Firm will provide you with immediate information on the options available and what constitutes a reasonable solution. Our staff member will schedule a free consultation with a professional Normandie Law Firm injury claim attorney experienced with The Hartford. During that meeting, your attorney is going to gather all the facts that will allow them to fully assess the incident. The goal is to determine the legal merit of the case and your ability to file a suit against the company responsible for your injury.

With only a fraction of cases like yours actually making it to court, you should understand that you may not need to file the suit. Less than 10% of cases fail to get resolved before a lawsuit is filed and heard in court. What we at Normandie Law Firm bring is decades of combined experience and successful negotiations with insurance companies like The Hartford. This means a quicker resolution, and the money is in your hands faster.

Please get in touch with our staff at Normandie Law Firm today so that we can discuss your injury and the issues you are experiencing. We can help you select the best solution to address your short-term and long-term needs. Negotiation of a settlement or the filing of a lawsuit will be your decision. Understand that no matter what decision you make after your free consultation, you do not have to hire Normandie Law Firm to represent you. One critical point to understand as part of that decision is that there is a time limit on how long you have to file a suit and seek compensation against The Hartford or the person who is responsible for your injuries.

Our Recent Verdicts and Settlements

Personal Injury Accidents That Are Typically Resolved In A Settlement with The Hartford
Safety issues are common and occur with some frequency at all types of properties. An insurance entity and policy usually cover public, private, and business property. That same claim applies to entities as well, and the actual case types and causes can vary greatly. Car accidents, falls, and other cases of injuries occur in instances like:

• Electrical cords or vacuum hoses are left in walkways where people encounter them
• Merchandise is dropped on the floor and not picked up, creating a tripping hazard
• Packing materials and boxes left in public areas that should have been placed in a storage area or disposed of
• Flooring that is broken, like tile, carpet, or concrete
• Folded, damaged, or water-saturated floor mats at entrances or other areas
• Missing or broken safety handrails at steps or ramps
• Wet floors due to leaking water lines, pipes, hoses, or clogged drains
• Leaking plumbing fixtures that create damp and slippery floors
• Poorly marked or unmarked transitions from one surface to another
• Recently mopped floors that are left wet and unmarked so that they can be avoided
• Dog bites due to unrestrained pets or an owner unable to control the animal

Injuries Often Resolved With Settlements Involving The Hartford
When a preventable safety hazard occurs and leads to a personal injury, it can be mild or severe. They are not always a single issue either. Some can be life-threatening and life-altering for years or even the rest of your life. Below are some examples.

• Injuries to the eyes, ears, nose, mouth, and skin
• Minor sprains of your knees and ankles
• Dislocated joints and damage to the soft connective tissue between joints
• Broken bones, including compound fractures
• Back, neck, and spinal cord injuries
• Lacerations and puncture wounds that may affect internal organs
• Head injuries like skull fractures, severe concussions, and other traumatic brain injuries

The treatment and additional associated costs for some more severe personal injuries can be extensive and affect the family as well. This is another value that our team at Normandie Law Firm can add, as we have seen the follow-on effects of the types of injuries that people suffer. Our staff will help you prepare for what may come next and provide guidance on how to successfully navigate the challenges you may encounter. We will cover the options and processes available to you, including the preparation and filing of a lawsuit or the mediation and negotiation of a settlement.

Understanding The Average Injury Insurance Settlement Value From The Hartford
In the state of California, the overall average personal injury negotiated value ranges from $3,000 to $75,000. Similar to the amount that is awarded in a lawsuit by the court, the settlement value is determined by taking into account the actual expenses and losses that have been experienced by the injury victim. The legal team for The Hartford is going to want to obtain and evaluate the costs and losses you can document so that they can then determine an actual dollar amount in the settlement offer they send to you. These items that they typically want to evaluate will include, but should not be considered as limited to:

• Any and all current and future medical expenses related to the injuries you suffered in the covered incident
• Costs of all of your legal fees and expenses related to the matter of your insurance claim or potential lawsuit related to this claim
• The value of any of your personal property that was damaged or destroyed in the incident that you will need to replace
• The lost income totals both current and future if the injuries that you suffered in the covered incident have prevented you from going to work at your regular job until you are fully recovered and cleared by your medical care providers as able to return to work
• Pain and suffering that you experienced that was caused by your injuries
• Any necessary counseling post injury, and any that you dealt with during the recovery process

The simple fact is that while there is undoubtedly a mathematical average and a predicted range historically for the value of all settlements from The Hartford, it will likely have little or no actual impact on the amount of money that is offered to you in your settlement. In actuality, it will be your documented expenses and losses that have the most significant impact. Just as important, though, is the level of blame that falls on the Hartford policyholder. The combination of these factors will be the primary basis for the offer, with the goal of resolving the matter through a settlement amount that you are willing to accept.

The last point you want to remember when you are deciding if you wish to consider the settlement option for a quicker resolution is that research tells us that almost all settlements that are offered in resolution to a personal injury victim who has obtained legal representation by a California personal injury attorney is several times more than a settlement with similar expenses and experiences that was offered to a victim who did not have an attorney working with them during the mediation and settlement process. Please call us at the Normandie Law Firm today to talk about this information and determine if you have grounds for a lawsuit that could be resolved with a settlement from The Hartford.

The Time Limit To File A Lawsuit Involving The Hartford
You have two years to file a case against the Hartford client in the State of California per the Statute of Limitations. The time limit begins on the day of the accident, regardless of when the expenses started to accumulate and you decided it was time to act. It is never required or necessary to wait to file suit. It only has to be filed sometime during those two years. If the two-year time limit passes, the court will not hear the case. There are very rarely any allowances made by the court regarding this time limit. As such, it is critical that you call us at Normandie Law Firm as soon as you can before you lose the legal right to pursue damages.

Legal Fees And Your Case
At Normandie Law Firm, we will not ask you for any legal fees in advance of working on your case. Starting with your free initial legal consultation and proceeding to court if necessary or if you decide to, you will not be billed for services until your case is resolved. When you receive payment, you will pay us with the money you were awarded, with no out-of-pocket expenses. If we are unable to mediate a settlement we believe to be fair and do not win your subsequent case in court, you will not be expected to pay for the work we have completed on your behalf.  Please make time today to contact the team at Normandie Law Firm so that we can begin providing our legal expertise and experience in pursuit of obtaining compensation for your claim against The Hartford, helping you overcome the hardships caused by your injuries.

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