National truck Underwriting Managers is a company that provides insurance policies for operators of commercial trucks. Established in 1978, the company has different levels of coverage for truck drivers, thereby ensuring that any victims in an accident are properly compensated.
In theory, this sound a fair and sensible arrangement, but all insurance companies are driven by profits. Thus, their ultimate aim is to offer the lowest amount and put on the pressure so that you agree to settle the case. This is why it’s essential to seek help from a truck accident insurance claims attorney.
Our legal experts are on your side, and we will not rest until you are fairly compensated by the responsible party. Please reach out to us and talk to a lawyer who can help you file a claim with National Truck Underwriting Managers.
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Why Truck Accidents Happen
When you are out on the road, there are many hazards that can lead to an accident. Some of these events are associated with issues that can’t be blamed on anyone in particular. However, most accidents that involve a commercial vehicle have to do with negligence, either by the truck driver, the trucking company, or both. If you or your family member was harmed in a truck accident, there’s a good chance that one or more of the following circumstances played a role:
- Violating FMCSA regulations on how many hours a truck driver can be on the road before they are required to take a break.
- Being drowsy from medication or driving under the influence of drugs or alcohol.
- Failure by the company to replace worn parts and repair defects with the vehicle (basic maintenance)
- Violating rules on load capacity for commercial trucks, like exceeding the weight limit, improper weight distribution, and unsafe hitching practices.
- Driving while distracted by tasks like eating / drinking or texting on the phone.
- Engaging in reckless conduct, like tailgating, speeding, running stop signs, and failing to yield.
The most serious injuries from a truck accident are caused by crash incidents, like sideswipes and head-on collisions. But any type of truck accident has the potential to cause life-altering damage, and compensation from an insurance claim is vital to the recovery process.
What Kind of Injuries are Caused by Truck Accidents?
Because commercial trucks are larger and heavier than the average motor vehicle, the injuries to one or more victims can be catastrophic. Ultimately, many people are permanently disabled or even killed as a result of multiple injuries, such as:
- Skull fracture, concussion, and other traumatic brain injuries
- Broken ribs
- Deep cuts to the face, hands, and arms
- Whiplash
- Spinal cord damage
- First to third degree burns
- Hip or pelvic fracture
- Dislocation in the shoulder or knees
- Soft tissue injuries
- Ruptured internal organs
- Back injuries, like herniated disc
- Severed limbs
- Loss of hearing or vision
- Loss of function due to nerve damage
- Complex regional pain syndrome
The injuries you are diagnosed with and how they impact your life are the most important aspect in a claim for compensation with
National Truck Underwriting Managers. Make sure to see a doctor immediately if you are hurt from an auto accident and ensure that the harm you suffered is documented via medical records.
Average Case Value for a Truck Accident Claim
Just knowing that you are entitled to compensation is not enough; you need to have a sense of what your
damages are worth. We can only provide you with a specific case value after learning many details that are specific to your accident and the harm you suffered. However, if we were pressed to give an estimate range, we would say that the majority of truck accident claims are worth between $75,000 and $500,000. Cases where the victim is disabled or killed as a result of the accident may have values of $1,000,000 to $2,000,000. At the end of the day, the amount you can receive a lawsuit is a personal matter, which we can discuss with you during a private consultation.
How Long Do Truck Accident Claims Take to Settle?
On average, it takes around 6 to 12 months to settle an insurance claim for a truck accident. But this is not a reliable estimate for how long it may take before you reach a settlement with National Truck Underwriting Managers. Your own case may be settled in less time, or you may need to proceed with litigation, meaning that a lawsuit must be filed. That’s why truck accident claims can take 2 or more years before they are fully resolved, and even longer if a trial is needed due to a continued inability to agree on the compensation amount.
How Much Time Do I have to File a Claim?
The state of California imposes a deadline of 2 years on all lawsuits involving injuries and property damage caused by negligence. So, from the moment you are injured in a truck accident, you have 24 months to seek compensation for your monetary losses. Alternatively, if you are filing a claim for wrongful death payments, the deadline for a lawsuit is 2 years from when the decedent passed away.
Contact a California Truck Accident Attorney
Getting paid from an insurance claim should not be a long and difficult process. Unfortunately, many victims find themselves struggling to make headway on a claim with National Truck Underwriting Managers. It may seem like there’s no end in sight, but a successful recovery is possible with the lawyers of Normandie by your side.
As one of our valued clients, you will not have to worry about the cost of legal fees. We will take your case for $0 upfront and wait till your settlement check is released before we seek payment. Even more important, the Zero Fee Guarantee is our promise to you that you pay $0 if you are not compensated from a truck accident claim or lawsuit.
The process begins with a free consultation to learn about your rights and legal options, so please take a moment to contact our office.
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