On average, a truck accident claim with Grange Insurance can take around 3 to 6 months in cases where the injuries are relatively minor. If the victim has moderate injurie that require surgery and other long-term treatments, 6 to 12 months is a more realistic timeline to settle a truck accident case in California. In the event the victim is disabled or there is a death resulting from a commercial truck accident, it’s more than likely that a Grange Insurance accident claim will take over 2 years to resolve.
Keep in mind that how long it takes to settle a personal injury case is impossible to predict. The information we provide in this article is for general purposes only, and there are many factors that contribute to the settlement timeline. However, truck accident claims are much more complex than the average car accident case. So, if you were injured by a dump truck, tractor trailer, or another commercial truck, you may have a long road ahead of you before you reach the finish line.
Some claimants receive settlement offers from Grange Insurance shortly after the accident, and it’s very tempting to say yes in these situations. However, we strongly suggest that you refrain from accepting any offers until you complete all your medical treatments, and the accident investigation is concluded by the insurance company and your own attorney. It’s more than likely that the initial offer you receive is inadequate for your needs, and saying “yes” too early can be financially ruinous in the long run.
Our Recent Verdicts and Settlements
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Why It Takes So Long to Settle a Truck Accident Case
As previously stated, the amount of time needed to settle a truck accident claim is generally longer than the expected timeframe for accidents cases involving passenger cars. There are multiple reasons for why the process takes so long, which we will focus on throughout this article. We know you are likely to have questions and concerns, and we are happy to help in any way we can. Don’t hesitate to contact us 24/7 if you would like to speak with a California truck accident attorney.
Who is Liable for the Accident?
Answering this question is the whole point of an investigation when there is a car accident. However, a truck accident is much more complex than the average auto accident case, and as a result, it can longer than expected to determine:
- If the truck driver was in compliance with all rules and regulations
- If another driver / drivers aside from the operator of the truck is responsible
- If the vehicle was properly maintained and repaired by the trucking company
- If the company is in violation of any regulations by the Federal Motor Carrier Safety Administration (FMCSA).
- If liability can be placed on third parties, like a bartender that overserved the driver or a negligent auto mechanic.
Truck drivers and the companies they work for are bound by federal regulations, and ensuring that these rules were followed by both entities is a critical aspect of the investigation process. Issues we must examine include how long the driver was on the road at the time of the accident, and whether they were taking rest breaks according to FMCSA guidelines. In addition, there are federal guidelines for weight and size limits, depending on the type of cargo.
The Scale of the Accident
Based on the size and weight of a commercial truck, the scale of destruction and injuries to other motorists will have a significant impact on how long it takes to resolve the claim once and for all. Many of these accidents cause severe, disabling injuries and even death, and it’s more than likely that one or more cars will be damaged beyond repair. With cases resulting in death, the investigation will be even more complicated, so this is another issue that can prolong a truck accident settlement with Grange Insurance.
Policy Limits
How much insurance coverage is available per the policy determines how much you can ask for, and if other actions are needed, like suing another party for additional funds. The FMCSA has specific guidelines on the amount of coverage that’s required, which is based on the truck’s trailer, cab, and cargo.
Medical Treatments
The medical care you need to reach maximum medial improvement (MMI) can be just a few weeks for minor injuries. But those with permanent, disabling injuries may need 1 or more years of medical treatments before they reach the point where no further progress can be expected. We know how hard it is to wait on the funds you deserve, but it’s important to turn down any offers to settle your case until you have finished all your medical treatments. Once you are at the point of MMI, your lawyer can finally calculate your current and projected medical expenses.
Negotiations Talks with the Insurance Company
The length of time it takes to reach an agreeable settlement offer with Grange Insurance may be just a few weeks, though it’s more likely that offers will be exchanged over a period of several months. In some cases, it may take 12 to 18 months before all the involved parties agree on the numbers.
Contact Normandie Law Firm
The truck accident lawyers of Normandie understand how victims are at a disadvantage when they are going up against a large and well-established company like Grange Insurance. Rest assured that our legal team has decades of experience in truck accident claims, and a proven track record of favorable settlements and jury verdicts.
Our law firm has a Zero Fee Guarantee that allows you to pay $0 upfront. All the costs of representing you are paid by the responsible party as long as we win your case. In the event we fail to bring you compensation, you won’t be charged for a single penny in legal fees.
Contact our office today and schedule a free consultation with a Grange Insurance truck accident claims attorney.
Other Pages on Our Website Related to This Topic
Average Value of Truck Accident Claims Against U.S. Specialty Insurance Co.
How Long Does It Take to Settle a Truck Accident Claim with Amerisafe Insurance
How Long Does It Take to Settle a Truck Accident Claim with Colony Specialty Insurance
