Do I Have to Pay Lyft’s $2,500 Deductible for Property Damage to My Car?

Do You Have to Pay Lyft’s $2500 Deductible for Damage to Your Car?
Rideshare companies provide a valuable service to the public, while giving drivers a chance to work around their own schedule. It’s a great business model, but it doesn’t always work out for the drivers if they get into an accident. One problem drivers have complained about since Lyft was introduced in 2012 is the $2,500 deductible for property damage to your car. It’s a lot of money, especially if you’re a gig worker who’s driving part-time for some extra income.

As a result, there are the two questions drivers ask when they come to see us:

• Can I get around paying the $2,500 deductible to Lyft insurance?
• Can I reduce the $2,500 deductible to Lyft insurance in order to fund my case?

It’s hard for us to say it, but unfortunately, there’s pretty much no way to bypass the deductible outlined in Lyft’s rideshare insurance policy. But our law firm may be able to cover your deductible if there are legal actions we can take on your behalf. We will go into this in more detail, since it’s important to learn about your legal rights if you are claiming damages from Lyft’s insurers.

To learn about the property damage claims process as Lyft driver, give us a call and speak to a rideshare accident attorney.

Why is Lyft’s Deductible for Repairing Your Vehicle so High?
We know it’s unfair to burden drivers with a $2,500 deductible for property damages. But companies like Lyft aren’t in the business of being fair. By making their deductibles so high, they save a ton of money that they would have paid out in property damage claims. So how do they get away this? Essentially, Lyft drivers are classified as independent contractors, not employees. You drive your own car that you pay the insurance on, even though you are using the car to provide services for Lyft. Thus, much of the burden for repairs on your vehicle fall on you as the independent contractor.

Laws regarding the status of Lyft drivers may change in the future, but for now, there is no way to bypass paying the $2,500 deductible in a Lyft case for property damage. But there are legal options that may be available to you, which is where we can be of service.

If you are a Lyft driver who’s struggling to recover damages to your car, contact the lawyers of Normandie right away. We will be happy to advise you during a free consultation, and offer any help we can to get you back on the road.

Our Recent Verdicts and Settlements

Can I Get a Credit for the $2,500 Deductible?
Though we hate to bring you bad news, there’s really no way to avoid paying the $2,500 deductible before you are compensated for the full damages to your vehicle. Clients also ask “Can I get a reduction for the deductible, at least?” Again, there is no compromise on this issue when it comes to Lyft’s rideshare insurance policy.

We know the desperation Lyft drivers feel when they come to us with these concerns. Frankly, if they had $2,500 to spare at any given time, they probably wouldn’t be working for Lyft. It’s a Catch-22 that Lyft has failed to address, but there may be legal actions you can take to lessen your burden.

Our Law Firm Can Help Cover Lyft’s $2,500 Deductible
If another party is responsible for the accident that damaged your car, we can help you file a claim with their insurance company. That will cover your $2,500 deductible, along with any other damages you have suffered, like medical injuries and lost wages from missed time at work. Lyft has coverage for these losses as well, but we can say from experience that they’re not great about paying out such claims. We’ve heard it all in terms of excuses from rideshare companies, including accusations against the driver for causing the accident. This is a complete disservice to the sacrifice you make as a Lyft driver, and we will make sure you recover every last penny of the damages you’re entitled to.

We can also talk about covering the deductible for you while we fight for your compensation award. This way, you have one less thing on your mind as you struggle to make ends meet. Please give us a call so that we can discuss your available options during a free consultation.

Normandie is Here for You
The truth is, rideshare companies wouldn’t exists without the time and effort put in by their drivers. Yet, there are far too many cases of drivers who are cheated out of the funds they deserve if they’re involved in an auto accident. While we cannot change the policy limits set by Lyft’s insurers, there are legal actions we may be able to pursue on your behalf. Our lawyers have many years of experience resolving rideshare insurance claims, and will fight to bring you the compensation you deserve.

If your car has been damaged while you were driving for Lyft, please give us a call right away. The sooner we review you case, the sooner we can figure out a plan to get your results. There is no upfront payment for any of our services, since we only get paid if you get paid. That’s a promise to you under our Zero fee guarantee, so there’s nothing to lose by coming in to see us and learning about your legal rights.

Contact the lawyers of Normandie and let us be your advocate in a Lyft insurance claim for damages.

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