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How Long Does It Take for Progressive to Settle a Case?

Progressive Insurance is a business like any other, which means the insurance agents working there are first and foremost concerned with retaining profits. They do not want to pay out to the myriad claims that are filed each day, and the amount of time it would take to analyze each and every one with a high level of depth would be impossible. As a result, many adjusters will deny claims that do not feature a clear presence of who was at fault or what the injured person is seeking. These claims may have exorbitant demands, but more often than not, they are filed by people who merely want their damages covered due to the negligent actions of another driver. Progress Insurance agents are known for taking a long time to send a check for a car accident claim, but they are also notorious for not even giving the case any consideration at all. Many of our clients who file claims with Progressive ask us similar questions revolving around how much time they have to wait before they can expect to see compensation. Examples of these questions include:

  • How long does it take for Progressive to settle an accident claim?
  • How long does it take for Progressive insurance to settle a claim?
  • How many months do I have to wait to get paid by Progressive after an accident?
  • How long does Progressive take to send a settlement check?
  • How long does it take Progressive to pay a claim?
  • How long does Progressive take to process a personal injury claim?

Why File a Claim?
It is against the law to drive without insurance in California. If you are involved in an accident, you must have some kind of coverage to compensate both your own damages and the damages of any other involved parties. Not having insurance can lead to hefty fines and other negative repercussions, but it can also greatly impact someone who was injured in a car accident.

Many people choose to file an accident claim after a car crash to pursue reimbursement for any damages they suffered. These damages consist of various things, and the amount and severity can dictate the likelihood that the claim goes through and succeeds. In some cases, victims of car accidents elect to pursue a claim with Progressive by themselves with no assistance from attorney. This is not wrong, but it is often highly advised against. In fact, the cases that have the highest chance of a settlement come from those that do not require the usage of a lawyer to negotiate with Progressive. These cases primarily deal with property damage.

For example, if you are involved in an accident – be it a truck accident, motorcycle accident, pedestrian accident, or bicycle accident – your insurance policy may cover your damaged property up to a certain amount, at which point you would be expected to pay the rest. In these instances, you can pursue a claim with Progressive for coverage of the other damages. If your car is in need of various repairs from the mechanic and belongings you had in the vehicle were damaged, lost, or destroyed, you could seek compensation from the opposing driver or his insurance company.

The positive aspect of cases like this is they usually only require certain documents to show proof of your claim. A mechanic’s estimate as to the cost of repairs, as well as any estimates from places showing what it would cost to repair or replace your additional belongings (such as lost textbooks, damaged cell phone, or broken laptop), is hard to dispute. Many times, Progressive Insurance agents will not be able to find anything to toss out, and will offer you a settlement that is close to what you are requesting. If you feel you still deserve more, you can always reach out to an attorney experienced in Progressive Insurance cases.

Filing a Claim When Injured
If you were injured in an auto accident, the process of dealing with Progressive becomes much more difficult and arduous. There is a greater chance that a Progressive insurance agent will outright deny your claim and dispute the nature and extent of your injuries. This alone can cause the timeframe of an expected settlement to skyrocket, as you will have to convince him that you deserve compensation for the damages you sustained and that the injuries were caused by the negligence of another driver. For this reason, you should enlist the help of one of our attorneys with expertise in Progressive Insurance cases.

It is important to note that an injury does not mean you will automatically be given a lump sum in a settlement. In fact, it will likely take even longer than a property damage claim. There are many reasons for this in addition to the fact that Progressive insurance agents will drag their feet and do everything they can to avoid paying for your damages.

Perhaps most notably, you must fully recover from your injuries or reach maximum medical improvement (which is not a full recovery, but a state described by the doctor as having no ability to improve past your current point). At that point, you will be able to send your medical bills, which have been fully tallied up, to Progressive. Progressive cannot give you a settlement offer nor issue a check if you are in the middle of undergoing medical treatment.

The extent of your damages will usually take some investigation by Progressive; their insurance agents will examine your medical bills and determine if the injuries you sustained were as severe as you claim, and whether or not the other driver should be held responsible for your damages. Often, insurance adjusters will claim that you had pre-existing injuries or that you were at fault in some way. This back-and-forth can take weeks, and Progressive will continually offer you small offers and stay immobile on its stance.

Situations like this call for the assistance of one of our experienced Los Angeles lawyers. We will be able to assist you in negotiating for your fair damages.

Retaining an Attorney
An attorney from Normandie Law Firm would be able to assist you in getting the compensation you deserve and getting it in a timely manner. You should not have to wait months for a settlement to come from Progressive; our expert attorneys will make sure that your claim is not forgotten about or ignored.

Progressive also cannot legally treat you in such a negative manner without some repercussions. They are required to inform you as to why they are denying your claim, and if they do approve it, they are mandated to offer you a settlement that is not entirely unreasonable. Committing these acts would constitute bad faith, and our lawyers can help you sue Progressive. Other examples of bad faith include lying about your insurance policy, misattributing damages on purpose to lessen your settlement, and advising against seeking legal representation. As always, we feel it is a better choice to tackle insurance companies like Progressive with the help of an experienced attorney, and if you need someone to file a lawsuit for bad faith, Normandie is here.

Contact us today to receive a free consultation with an expert attorney. We will discuss your case with you and the legal process behind filing a claim, as well as what we believe we can bring you, including coverage of medical bills, lost wages, property damage, and pain and suffering. We will give you insight as to how long it may take before your case is resolved. Further, we offer you a zero fee guarantee on your claim – you pay no out of pocket expenses for our legal services, at all. Our payment comes only if we win, and only out of the settlement we earn for you; thus, Progressive pays for your legal bills. If we lose, you owe us nothing whatsoever.

Reach out to an attorney at Normandie Law Firm today, and we will help you understand how long it takes for a settlement to go through Progressive Insurance.

The information on this website is for general information purposes only. Nothing on this site should be taken as legal advice for any individual case or situation. This information is not intended to create, and receipt or viewing does not constitute, an attorney-client relationship.

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