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Liberty Mutual Lawsuit Attorneys

Insurance coverage plans are intended to provide compensation for those who have experienced traumatic and damaging injuries by accidents that qualify under the coverage plans’ guidelines. When a policyholder experiences injury as a result of an accident they can expect to receive at least a portion of their damages covered by their insurance provider. However, there are instances when a victim does not receive the full compensation expected from their insurance provider. When this is the case, they have every right to pursue legal action in the form of a personal injury insurance claim lawsuit. However, like all lawsuits, it is incredibly important to seek proper and qualified legal assistance from an attorney to accomplish a successful lawsuit. The company in focus for this article is Liberty Mutual Insurance Company. At Normandie Law Firm our attorneys experienced in filing lawsuits against insurance providers for proper compensation can guide you through the often arduous process of building a case, filing a suit, and winning said suit in court. If you have any questions after reading this article, please feel free to contact our law offices for a free consultation by one of our skilled legal associates.

Liberty Mutual: The Company
Founded in 1912, Liberty Mutual Insurance is an American diversified global insurer and is considered the forth largest property and casualty insurer in the United States. Based out of Boston Massachusetts, Liberty Mutual has more than 500,000 employees and has roughly 900 locations scattered throughout the world. Policyholders in the United States, are considered to be shareholders of the company, then again Liberty Mutual tends to operate a separate entity outside the United States. The types of coverage plans Liberty Mutual offers its policyholders are listed as follows:

  • Car Insurance
  • Motorcycle Insurance
  • Boat & Watercraft Insurance
  • Antique and Classic Car Insurance
  • ATV, and other off-road vehicle Insurance
  • Recreational Vehicle Insurance
  • Umbrella Insurance (Total Coverage)
  • Homeowners Insurance
  • Renters Insurance
  • Condominium Insurance
  • Landlord Insurance
  • Mobile Home Insurance
  • Flood Insurance
  • Life Insurance
  • Critical Illness Insurance
  • Identity Theft Insurance
  • Pet Insurance
  • Tuition Insurance
  • Small Business Insurance

Through these coverage plans, policyholders can expect to receive compensation for their damages experienced. Some of the accidents that Liberty Mutual can provide compensation involve the following:

  • Auto Accidents
  • Bicycle Accidents
  • Boating Accidents
  • Dog Bites
  • Dog Attacks
  • Motorcycle Accidents
  • Pedestrian Accidents
  • SUV rollover accidents
  • Slip and Fall Accidents
  • Truck Accidents
  • Wrongful Death Accidents

While it may appear as though Liberty Mutual is committed to providing their policyholders with a wide range of coverage plans, there is no guarantee that said policyholders will receive a full compensation for their damages in the event of an accident. Like many other insurance companies, policyholders that never file a claim in most cases report being satisfied with their coverage plans. However, those who do eventually file a claim often complain about not receiving adequate compensation for their damages. Thankfully, there is a viable option for those hoping to seek more in their settlement payouts. Through the pursuit of a personal injury insurance claim lawsuit, victims, who feel as though they have experienced mistreatment by the Liberty Mutual insurance settlement policies, can seek an adequate compensation. It is important to note that, like all lawsuits, the process of taking your case to court and winning is never easy. For that reason, it is in your best interest to understand the varied nuances involved with filing a successful lawsuit; one of them being: understanding the rules that govern different types of accidents.

Liberty Mutual Auto Accident
It has been reported that approximately 1.3 million people are killed every year as a result of road accidents, an additional 20-50 million people are left injured or disabled as a result of their damages. These statistics make it clear that auto accidents are both frequent and incredibly damaging to those who experience them. As well as the physical injuries experienced, there is also the added pressure of the financial expenses that typically arise as a result of these accidents. Hospitalization isn’t cheap, and neither is the repairs that are likely going to be needed in order to bring your vehicle back up to working shape. For this reason, it is incredibly important that victims receive a full settlement amount by their Liberty Mutual auto insurance claims. Some of the common injuries a victim can suffer from an auto accident are listed below:

  • Brain Injuries (Traumatic Brain Injuries or TBIs)
  • Other Head Injuries
  • Neck and Back Injuries
  • Chest Injuries
  • Diaphragm Rupture
  • Pelvis/Abdominal Injuries
  • Leg and Knee Injuries
  • Foot Injuries

This is just a handful of the injuries that one can suffer as a result of a car accident. At times these damages can be minor, in others they can cause life-threatening and debilitating conditions like spinal cord or brain damage. The treatments needed to recover fully from these damages can be extraordinarily expensive. This is why victims shouldn’t be left with a decreased insurance claim settlement after an auto accident. Thankfully, these victims have every right to seek more suitable compensation through a Liberty Mutual auto insurance claim lawsuit.

A successful auto accident lawsuit can be challenging to accomplish, even with suitable legal help, as proving fault can be a somewhat complicated process. In order to determine who is at fault for an auto accident, one must first understand the rules and guidelines that govern cases of this nature. These rules and guidelines vary from state to state, so it can be especially challenging to determine who is at fault without a qualified attorney on your side. However, in all cases, it is important that victims collect all the evidence possible right after the accident occurs. This evidence can take the form of photographs, eyewitness testimonies, or police reports. In these lawsuits, the fault doesn’t have to be proven beyond ‘any reasonable doubt.’ To put it simply, this means that allegations of fault don’t have to be indisputable. It is also important to take note of the statute of limitations that govern your particular lawsuit. The statute of limitations is defined as the deadline in which a victim can bring their case to court. In the state of California, most auto accident lawsuits need to be brought to court within two years of the date of the accident. Although, as previously mentioned, these laws can vary from state to state so it is in your best interest to seek the guidance of a qualified legal consultant before moving forward to pursue your lawsuit.

Liberty Mutual Truck Accidents
Accidents that involve trucks can inflict serious and even life-threatening damages upon a victim, especially when compared with the potential damage of an accident involving two personal-use vehicles. In almost all cases, a fully loaded commercial truck is 20 times heavier than a personal use care. This enormous difference in scale can cause accidents that are far more likely to result in severe injuries. Commercial trucks can include smaller six-wheeled rigs, as well as freight sized eighteen wheeled trucks. Listed below are some of the injuries a victim can suffer as a result of a commercial truck accident:

  • Back and Neck Injuries
  • Broken Bones
  • Head Injuries
  • Internal Injuries
  • Lacerations
  • Rib and Torso Injuries
  • Seat Belt Injuries
  • Spinal Cord Injuries and Paralysis

In a majority of accidents involving truck accidents, the victim can file an insurance claim through the insurance company that provides coverage for the driver deemed to be at-fault. However, there is always a chance that the insurance company, like Liberty Mutual, would only provide you and your loved ones with a minimal compensation amount. Sometimes this payout amount is not enough to cover all of the damages suffered. When this is the case, the victim has every right to file a personal injury insurance claim lawsuit against the company that owned and operated the truck. However, when pursuing legal action against a commercial truck company or driver is incredibly important to retain the assistance of an attorney experienced in handling insurance claims against Liberty Mutual. While everyone has the right to represent themselves in court, the odds of earning suitable compensation go up once you employ the assistance of an expert attorney.

Liberty Mutual Motorcycle Accidents
Motorcycle accidents can cause devastating injuries for both the drivers and riders onboard. Unlike other personal vehicles, motorcycles lack the protection against collisions. This means that in the event of an accident, the occupants of a motorcycle are left exposed to the full force of an impact. According to a report made by the US National Highway Traffic Safety Administration or NHTSA, 72 out of every 100,000 registered motorcycles get into serious accidents. Paired with the number of people who use motorcycles as a primary source of transportation, the odds of a damaging motorcycle accident are relatively high. When an insured motorcycle is involved in an accident, the insurance company that belongs to the driver at-fault is, in most cases, held liable for the damages. Like all road accidents, the process of determining fault can vary from state to state. To better understand the rules and regulations that govern your case, it is recommended that you seek out the assistance of a qualified motorcycle accident insurance claim attorney.

Liberty Mutual Slip and Fall Accidents
Slip and fall accidents can occur anywhere at anytime, and the injuries that they can inflict can range from minor bumps and bruises to truly debilitating damages that can leave a victim with chronic lifelong conditions. When a slip and fall accident occurs to a Liberty Mutual policyholder or on the property of a policyholder, the victim can typically expect to receive some form of compensation for their damages. However, in some cases, insurance companies like Liberty Mutual, may offer a decreased settlement which doesn’t cover all of the damages endured. When this is the case, the victim has a right to seek out experienced legal assistance to fight the unfair settlement amount. Listed below are some of the common injuries that a victim can suffer as a result of a slip and fall accident:

  • Head Injuries: Head injuries can range from minor contusions (or brain bruising) to more severe traumatic brain injuries or TBIs. Some TBIs can cause ongoing seizures, mood changes, cognitive impairment and other debilitating symptoms. In most cases, head injuries require emergency room treatment, or hospitalization and in more severe cases can result in death.
  • Hip Fractures: Hip fractures often require surgery and extended hospitalization. In some more serious cases, surgery may be necessary to implant an artificial hip. Out of every five hip fracture patients, one of them dies due to their injuries
  • Back and Spinal Cord Injuries: Injury to the spinal cord can lead to permanent paralysis, temporary paralysis and other severe neurological and sensory impairments
  • Shoulder Injuries: slip (trip) and fall accidents can result in shoulder dislocations or more severe forms of shoulder injuries called brachial plexus injuries. The brachial plexus is a network of nerves that connect the shoulder, arm, and hand to the spinal cord. These injuries are often treated with surgery followed by extensive physical therapy
  • Sprains and Fractures: The force of slipping and falling can cause minor to severe bone injuries. In some cases, the impact of the ground could cause minor sprains, in others; it could cause debilitating bone breakage that may result in temporary disability. Some of the common fractures that victims suffer include hip, spine, forearm, leg, ankle, pelvis, upper arm and hand.

Slip and fall accidents can cause some truly damaging conditions that require extended hospital treatment. As previously stated, these treatments can be incredibly expensive, and in some cases, can lead to the victim to face a mountain of debt that can directly hinder a full and proper recovery. When a victim receives a decreased Liberty Mutual injury insurance claim settlement, they are often left with no other choice that to take legal action against their insurance provider. However, like all lawsuits, it is in your best interest that you seek an attorney with expertise in handling insurance claim lawsuits against Liberty Mutual. Having a skilled and qualified lawyer on your side can make the difference between filing a successful claim for compensation and having your case dismissed from court entirely.

 How Normandie Law Firm Can Help
If you or a loved one received a decreased settlement amount from your insurance provider, you have every right to pursue legal action to get full compensation for your damages. If you file a claim with our law firm you could find some, if not all of the following damages compensable:

  • Past & Future Medical Expenses
  • A Loss of Wages
  • Potential Loss of Future Wages
  • Pain and Suffering
  • Emotional Distress (anxiety, depression, PTSD, etc..)
  • Punitive Damages

At Normandie Law Firm our attorneys are experienced in getting our clients the full compensation for the damages that they have suffered. While our attorneys are based out of Los Angeles, we also practice in San Jose, Oakland, San Francisco, Sacramento, Fresno, San Diego, Orange County, Stockton, Bakersfield, and throughout the entire state of California.

FREE CONSULTATION AVAILABLE: As a show this commitment to you and your case we offer our clients the benefits of a zero fee guarantee policy. Under our zero fee policy, all clients don’t pay for our services until their case is won. If you feel in need of a second opinion, second opinion case reviews are also free under this policy. Call now for a free consultation by one of our skilled attorneys, and we can guide you down the path of receiving proper compensation for your damages.

 

 

 

 

 

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