Average Settlement for Whiplash Injury Through Access Insurance

Whiplash injuries can be caused by a wide variety of accidents, but in a majority of cases, whiplash occurs as a result of a car accident. These accidents can put the body through a tremendous amount of force which if inflicted to the head and neck can lead to these whiplash injuries. In most cases, those who experience car accident whiplash injuries, expect to be compensated through their insurance provider. These policyholders, more importantly, Access Insurance policyholders almost always expect to receive some form of compensation in the form of a whiplash claim. Depending on the type of insurance plan you have, this compensation can pay for property damages, medical expenses, and even a loss of wages. However, many who experience these injuries are still left without an answer as for how much they can expect their injury case payout to be. Fortunately, with the help of a skilled attorney, you could better understand the possible settlement offer you could receive for your auto, truck, or motorcycle accident. At Normandie Law Firm our team of well-versed legal consultants can place you with one of our experienced lawyers that handle cases of this nature. If you have any questions, please feel free to reach out to our Los Angeles law firm for a free consultation from one of our skilled legal associates.

Whiplash Injuries
As stated previously, whiplash injuries occur after the head, and the neck is exposed to sudden and extreme amounts of force. This force then causes the head to move back and forth violently, which causes a significant amount of stress to the cervical spine. Whiplash injuries can occur from other things beyond just car accidents or other motorized vehicle accidents; they can also arise as a result of bungee jumping, sport-related accidents, rollercoasters, and even slip and fall accidents. Typical symptoms of whiplash include a pained stiffness of the neck, reduced range of motion in the neck, shoulder pain, upper back pain, headaches, and neck instability. After a violent car collision, it is always in your best interest that you seek out the consultation of a medical professional. A skilled and trained physician can guide you through the process of recovery and can recommend treatments that you may not have known about prior. That being said, most whiplash injuries can be treated at home through the use of the following accessible remedies:

  • Ice the neck: To reduce pain and swelling, ice the neck as soon as you can after the injury. It is recommended that you ice the neck for 15 minutes every 3-4 hours for 2-3 days. You should also wrap the ice in a thin towel or cloth as to prevent direct contact with the skin.
  • Painkilling medication: In some cases, a doctor or physician will recommend non-steroidal anti-inflammatory drugs, like ibuprofen, or naproxen. These drugs can help with pain and swelling. However, they may have side effects. For this reason, it is incredibly important that you consult a doctor or trained medical professional to get a full gauge on what you can and can take for your whiplash injury pains.
  • Neck brace or collar: A doctor may recommend that you use a neck brace or collar. This is to stabilize the neck so that it can properly heal.
  • Apply moist heat to the neck: A doctor may also recommend that you apply heat to the neck after the initial swelling has gone down. You can use warm, wet towels, or take a warm bath. However, it is important to note that this should only be done after 2-3 days of icing the pained area.

While still treatable at home there are some instances wherein the damage from a whiplash injury can be severe enough that more extensive medical treatment is required. This medical treatment can take the form of more advanced painkiller drugs to regular physical therapy which can both be fairly expensive. Coupled with the financial burden that arises from the potential property damage car accidents can cause, the overall expense of car accident whiplash injuries can lead many Access policyholder victims to wonder, how much are Access insurance settlements for a car accident claim for a whiplash injury. Fortunately, with the help of a skilled attorney, finding the best offer for you is possible.

Access Insurance: The Company
Access Insurance company was founded in 1994, and since then has gone on to operate in 22 states across America, with plans to expand their reach. Access Insurance provides a wide variety of insurance products for their policyholders, covering accidents that range from slip and fall accidents to wrongful death accidents. However, like any other insurance company, Access is a business and will always operate like one. This means that they will do their best to pay their policyholders the bare minimum to compensate them for their damages. This is why many Access policyholders are curious as to how much their settlement offer should be, and what the average compensation amount is for a settlement payout. Unfortunately, the answer to these questions is far more complicated than it may seem, as there are some factors at play that influences the value of your settlement. For this reason, it is in your best interest that you seek adequate legal assistance as soon as possible so that they can guide you through the settlement process, and help you sue the insurance company for compensation if it turns out the Access insurance claim adjusters are acting negligently.

Average Access Insurance Settlements For Whiplash Injury
As mentioned prior, finding an average is somewhat challenging as there are multiple factors at play. When clients with car accident whiplash injury insurance claims for Access Insurance, talk to our attorneys they often ask them a broad range of questions regarding this topic of settlement averages, and potential settlement offers. As always the answers to these questions are a little more complicated than it may seem. For your reference we’ve included some of the questions our clients frequently ask:

  • How much does Access insurance pay for a whiplash injury after a car accident?
  • How long does it take to receive my settlement payout for my car accident whiplash injury?
  • Is there some form of settlement calculator I can use to find my potential offer value?

As stated previously, whiplash injury Access insurance settlement amounts differ based on the particular factors that make up your personal injury case. For instance, a car accident that resulted in minor car damage, and a minor case of whiplash is almost always going to receive a smaller settlement amount than a whiplash case, where major damage was done both to the car and the driver. The potential value of these damage factors can vary as well, which makes both a settlement calculator and a calculated settlement average difficult to obtain. While our attorneys could attempt to set up both, there is no guarantee that these resources would prove to be an accurate representation of what your settlement case is worth. For this reason, it is highly recommended that you sit with an attorney to help work out the potential offer for your case.

Unlike averages and settlement calculators, the time it takes for a policyholder to receive a settlement is dictated by state law. In the state of California, the insurance company is required to acknowledge all claims within 15 days of them being filed. Then this company must either reject or accept the claim within 40 days after having received proof of the claim. If the insurance company accepts the claim, the settlement must be paid out to the policyholder within 30 days from the date the settlement was finally reached.

There is no guarantee though that an insurance company will provide a suitable offer from the start. As mentioned before, insurance companies are businesses, and they will operate as such, meaning they try to achieve as little overhead as possible when paying out their policyholders. With the help of an attorney, you can negotiate for a more suitable claim. Although, if an insurance claims adjuster still refutes your claim, and you have proper proof of your damages you can seek out the assistance of a Los Angeles law firm to sue Access for refusing your settlement. The process of taking on large insurance companies is challenging, and while you have every right to represent yourself, you should never do it alone. The best way to ensure you have a positive outcome for your case is to seek an attorney that is experienced in taking on large insurance companies and representing injured car accident victims.

How Normandie Law Firm Can Help
If you or a loved one have experienced whiplash as a result of a car accident and have not received an adequate settlement from Access insurance, our experienced attorneys in Los Angeles and the surrounding areas can help guide you through the process. At Normandie Law Firm, we can walk you through the process of negotiating with insurance claims adjusters, and fight for your right to proper monetary compensation.  Our attorneys have a history of representing the victims of a wide variety of personal injury cases, whiplash injuries included. Those who file a claim through our law firm could find some, if not all of the following damages compensable to them:

  • Past and Future Medical Bills
  • Loss of Wages
  • Loss of Potential Future Wages
  • Pain and Suffering
  • Emotional Distress (depression, anxiety, PTSD, etc…)
  • Punitive Damages

Victims of whiplash injuries caused by auto accidents that are seeking proper compensation for their damages through their Access Insurance coverage plan can contact our law offices to receive further information. While our attorneys are based in Los Angeles, they also practice in San Diego, Orange County, Riverside, Bakersfield, San Francisco, Fresno, Sacramento and throughout the state of California.

Free Second Opinions
Other attorneys will sign you up to their firm but will disappear once your name is on the paper as they are busy signing up more cases. In these instances, their business is based more on volume and will attempt to sign up as many cases as possible. In turn, they will spend less time on cases resulting in severely reduced settlements. Our firm will not treat you like a number. We will be in communication with you throughout our lawsuit and will treat you like family. So if you already have an attorney don’t worry, we’ll give you a second review of your case 100% free of charge.

Zero Fee Guarantee-No Upfront Fees Ever
If you contact our law offices today, we can walk you through the complicated process of filing your claim completely free of charge. As a show this commitment to you and your case we offer our clients the benefits of a zero fee guarantee policy. Under our zero fee policy, all clients don’t pay for our services until their case is won. If you feel in need of a second opinion, second opinion case reviews are also free under this policy. Please, feel free to give us a call, and we can guide you down the path of receiving proper compensation for your damages.

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